We had an excellent experience, this is definitely the way to do business. Extremely profesional, timely and personal. If someone wants to refinance, I would recommend Christian as the best in the market. We had the opportunity to work between a transition in his job and are process was seamless. The best part is the personal touch that he brings, he makes you feel like family. Most lenders are more about the money and the numbers, but with Christian is about helping you with your needs.